Basic Information
2017.3-2023.2 Assistant Professor of Finance, Graduate School of China and Department of FinTech, Sungkyunkwan University
2023.3- Associate Professor of Finance, Sungkyunkwan University
2023.2-2024.2 Visiting Assistant Professor, National School of Development, Peking University
Tel: +82-010-8313-0914
Email: brian123@skku.edu
Address: International Hall 90302, Sungkyunkwan-ro 25-2, Jongro-gu, Seoul, Republic of Korea
Others: Associate of China Association of Actuaries 中国精算师（准）
Education
2011.9-2016.7 Ph.D. in Economics, National School of Development, Peking University
2013.8-2014.7 Visiting Scholar, School of Economics, University of Southern California
2007.9-2011-6 B.A. in Department of Risk Management and Insurance, Nankai University
Research Fields
· FinTech
· Financial Institutions
· Corporate Finance
· Risk Management and Insurance
Publications
[1] “Does Dialect Similarity Add Value to Banks? Evidence from China, 2019. Journal of Banking & Finance 101, 226-241. (with Yang Ji and Hao Zhang)
[2] “Deposit Insurance, Bank Exit, and Spillover Effects”, 2018. Journal of Banking & Finance 96, 268-276. (with Yang Ji and Yiping Huang)
[3] “How Valuable is FinTech Adoption for Traditional Banks?”, 2023. European Financial Management, forthcoming. (with Shihui Wang and Xuanli Xie).
[4] “The relationship between public participation in environmental governance and corporations’ environmental violations”, 2023. Finance Research Letters, forthcoming. (with Hao Zhang, Lunchen Tao, and Biyun Yang).
[5] “Do multiple large shareholders matter in financial firms? Evidence from China”, 2022. Pacific-Basin Finance Journal 74, 101805. (with Hao Zhang and Yan Ren)
[6] “The crowding-out effect of central bank digital currencies: A simple and generalizable payment portfolio model”, 2021. Finance Research Letters, 102010. (with Yang Ji and Peng Wang)
[7] “Political connections and banks’ credit smoothing behavior: Incentives and costs”, 2021. Pacific-Basin Finance Journal 68, 101606.
[8] “Confucian Culture and Home Ownership”, 2021. Journal of Family and Economic Issues 42, 182-202. (with Baiyi Wu, Ying Xue, and Hao Zhang)
[9] “Optimal Reinsurance and Investment Problem with Default Risk and Bounded Memory, 2020. International Journal of Control 93, 1-14. (with Chao Deng and Baiyi Wu)
[10] “Which Factor Matters for Financial Crises, Leverage Level or Leverage Growth?”, 2020. Applied Economic Letters 27, 1102-1106. (with Tingting Ge and Yang Ji)
[11] “Uncovering the Myth of the House Price in Chinese Metropolises: Allowing for Behavioral Heterogeneity among Investors”, 2019. Journal of Economic Interaction & Coordination 14, 721-740. (with Ling Zhang and Hao Zhang)
[12] “The Openness of China’s Insurance Industry and the Efficiency of Domestic vs. Foreign Life Insurers”, 2019. Asia-Pacific Journal of Accounting & Economics 26, 731-746. (with Xiangnan Wan）
[13] “Interest Liberalization and the Estimation of Implicit Interest Rates in China’s Banking Sector”, 2017. Asian Economic Papers 16, 287-307. (with Yan Shen)
[14] “Ownership Dispersion and Bank Performance: Evidence from China”, 2017. Finance Research Letters 22, 49-52. (with Chao Deng)
[15] “Non-interest Income, Profit and Risk Efficiency: Evidence from Commercial Banks in China”, 2015. Asia-Pacific Journal of Financial Studies 44, 762-782. (with Qixiang Sun and Xiangnan Wang)
[16] “Evaluating the Effectiveness of China’s Financial Reform: The Efficiency of China’s Domestic Banks”, 2015. China Economic Review 35, 70-82. (with Cheng Hsiao and Yan Shen)
[17]《隐形存保、显性存保与金融危机：国际经验与中国实践》，《经济研究》，2018年第8期，第20-35页。（与纪洋、黄益平合作）
[18]《中国央行数字货币的微观需求与“金融脱媒”风险》，《经济学季刊》，2022年第6期，第1847-1868页。（与王鹏、纪洋合作）
[19]《杠杆增速、部门差异与金融危机——“结构性去杠杆”的实证分析与我国杠杆政策的讨论》，《经济学季刊》，2021年第3期，第843-862页。（与纪洋、葛婷婷、黄益平合作）
[20]《“央行数字货币”的概念框架与国际进展》，《产业经济评论》，2020年第5期，第63-79页。（与纪洋、王鹏合作）
[21]《专业化与企业风险——以寿险业为例》，《当代经济科学》，2018年第2期，第38-47页。（与王向楠合作）
[22]《中国保险业改革的效果评估和解释》，《经济学季刊》，2017年第4期，第1477-1498页。（与王向楠、李冉合作）
[23]《投资职能对保险公司风险的影响研究》，《金融研究》，2017年第12期，第158-173页。（与王向楠合作）
[24]《银行业竞争度、政策激励和中小企业贷款》，《金融研究》，2017年第1期，第114-129页。（与沈艳、沈明高合作）
[25]《市场集中造成了中国财产险的高价格吗》，《经济科学》，2017年第5期，第48-64页。（与王向楠合作）
[26] 《面板数据随机前沿分析的研究综述》，《统计研究》，2016年第6期，第13-20页。（与王向楠合作）
[27] 《中国产险公司的投资业务对经营效率的影响研究》，《财经研究》，2016年第7期，第17-27页。（与王向楠合作）
[28] 《市场结构与赔付水平——2004-2014年的中国健康保险》，《当代经济科学》，2016年第5期（封面首篇文章）。（与王向楠合作）
[29] 《利率管制与隐含利率的估算——兼论利率市场化对银行业利差的影响》， 2015年第4期， 《经济学季刊》，第1235-1254页。（与沈艳、徐忠、沈明高合作）
[30] 《业务集中度对寿险公司利润和风险的影响》，《当代经济科学》，2015年第3期，第27-38页。（与孙祁祥、王向楠合作）
[31] 《保险公司上市对企业发展的真实效果研究》，《保险研究》（封面首篇文章），2013年第4期，第3-12页。（独立作者）
[32] 《寿险公司的人力资本、成本效率和利润效率研究》，《保险研究》，2014年第11期，第103-111页。（与王向楠合作）
[33] 《产险公司的规模、业务多样化与经营效率——考虑边际效应的单调性》，《保险研究》（封面首篇文章），2015年第5期，第2-12页。（与王向楠、孙祁祥合作）
Conferences
[1] “Can Non-state Banks be Credit Smoothers? Evidence from China”, present at Asian Finance Association Annual Meeting, July 7-9, 2019, Ho Chi Minh City, Vietnam.
[2] “Language and Small Business Lending”, presen
Honors & Awards
2021.3 SKKU GSC Best Teacher Award
2019.7-2020.7 Samsung Research Fund, 20,000,000 won
2018.11-2019.11 Sungkyun Research Fund, 13,000,000 won
2018.8 Excellent Research Award in 2017, Sungkyunkwan University
2018.8 Excellent Teaching Award in 2017, Sungkyunkwan University
2012.9 Leo KoGuan Scholarship, Peking University
2014.10 Academic Scholarship, Peking University
2013.12 Excellent Paper, Pingan Inspirational Plan
2011.12 Excellent Paper, Pingan Inspirational Plan
Teaching Experience
Managerial Economics; Financial Management; Research Methodology; Principles of Statistics; China’s Financial Institutions (MBA); China’s Capital Market; China’s Stock Market Investment (MBA); China’s FinTech: Theory and Practice
